Paul Grice DipFA
INDEPENDENT FINANCIAL ADVISOR
l joined Jalapeno (UK) Limited in 2016 and cover primarily the Midlands and East of England. Having been a Financial Professional for 32 years, I built my career initially advising clients with Pearl Assurance and CIS. This led to roles in Senior Management after which I spent 14 years at Affinity as an Independent Financial Advisor, specialising in Investments and Retirement planning. I bring a high degree of experience and knowledge to Jalapeno (UK) Limited along with a calm diligent approach to planning. This experience has proved invaluable within the Practice, and I continue to provide high levels of service to both existing and new clients via a range of wealth planning solutions. My specialisms are “at retirement” and “post retirement” advice, constructing tax efficient flexible growth and income solutions.
Adrian Middup DipPFS
INDEPENDENT FINANCIAL ADVISOR
- Protecting client assets & lifestyles
- Tax efficient saving and investing for the future
- Pension scheme consolidation
- Planning for retirement, “at retirement” and “post retirement” advice
- Financing for later-life care.
Having previously enjoyed a career in education at Coventry University and Coventry College, I find I can utilise my teaching skills to explain complex financial legislation in a clear, no-nonsense and jargon-free approach. Whether meeting clients face-to-face, or virtually by video call, I endeavour to ensure that my clients feel comfortable at all times and completely understand the benefits to them of my recommendations.
Outside of financial advice, I am a keen musician and have won international music awards at the Alma Jazz Festival. Additionally, I was the Musical Director of the University of Warwick Big Band and have performed with several other local musical groups over the years. Keeping fit by cycling is something I enjoy, and I have even been known to partake in the odd Latin and ballroom dance competition!
Rosalind Cooper CeMAP
MORTGAGE AND PROTECTION ADVISOR
My role as Mortgage and Protection Advisor with Jalapeno (UK) Limited began in July 2012. This followed on from time working for one of the UK’s home service insurers providing where I performed a similar role there. I bring vast experience to the role and aim to support our clients along their entire mortgage and protection needs journey, by offering a full advice and recommendation service. Every client and their individual needs differ and as I am able to source mortgages products from the ‘whole market’ I can offer options to meet all individual requirements. Working closely alongside my colleagues within Jalapeno enables us together to offer a holistic service should this be appropriate. Providing excellent customer service is at the centre of my relationship with all clients.
I qualified as a Mortgage Advisor in 1998 after a career in financial services in a non- advisory role.
In my spare time I like to walk, read and like nothing more than enjoying a good meal with my husband, family and friends’.
T: 02476 239250
I joined Jalapeno (UK) Limited in 2006 as Practice Manager. I am responsible for the back office day to day efficiencies, ensuring all office operations run smoothly, and providing ongoing support to the adviser team ensuring we deliver outstanding service to our clients. I have worked within Financial Services for 30 years, starting my career at Stoneleigh Investments and then moving to Coventry Building Society for 17 years. Here I worked within the Investment and Mortgage Intermediary Departments supporting new project developments prior to implementation.
Outside of work I enjoy socialising with family & friends, walking and supporting local charity events by volunteering.
ASSISTANT TO DIRECTOR
Previously from an IT background, I moved into the Financial Service sector in 2016. My role is Assistant to Director at Jalapeno (UK) Limited, where I provide administrative support to Craig, primarily on the client liaison and advice side of our operations. As a firm, we are all passionate about providing high levels of service and I play a key part in helping to deliver this. My engagement will be continual throughout the client/advisor relationship but will be particularly prevalent in the early stages as part of our onboarding process. I support all aspects of Craig’s work and will be your first point of contact for any queries.
Having grown up in Cumbria, I now live in Warwickshire and love movies, yoga, walking, jogging and Ted Talks.
David Smith CeMAP
MORTGAGE PROTECTION AND EQUITY RELEASE ADVISOR
I am a Mortgage, Protection and Equity Release Advisor with Jalapeno (UK) Ltd, with over 20 years’ experience in Financial Services and lending. I regularly work with specialist, niche and high street lenders, specialising in later life and subprime/adverse lending. As well as first time buyers, movers and our later life clients, I provide advice and services to landlords and property investors in connection with their portfolios.
The lending market is continually changing and to ensure I’m always up to speed I look to expand my knowledge and experience in different ways, enabling me to help clients in the best way. This in-depth knowledge of the sector, and an understanding of lenders individual requirements is critical in todays’ mortgage world.
When not running around the Rugby field with the whistle I enjoy watching Rugby, travelling to new places and delving into family history.
Craig Bonsor DipPFS
DIRECTOR AND INDEPENDENT FINACIAL ADVISOR
I established Jalapeno (UK) Limited in September 2003 following a 17-year career spent working within the advice divisions of 2 of the UK’s largest insurers. The Practice has been designed to look after the financial planning needs of individuals and business owners and is now a thriving business serving clients in many parts of the UK. As an independent Advice Practice, Jalapeno (UK) Limited has the capability to deliver first class advice and crucially high levels of service. We have embraced technology where possible and this is designed to complement our personal service to clients and investors. I specialise in the Investment and Retirement planning world, which we all know is now highly complex. The business has transitioned over time and I in particular, find myself involved in a lot of the technical pension advice needed to maximise the planning opportunities our clients face.
“My experience in this sector, working with clients for over 30 years has taught me that service is absolutely key. Clients want to know and trust their Advisor, and be able to rely fully on us for advice and prompt, professional service when it is needed”.
PARAPLANNER /IFA SUPPORT
I joined Jalapeno (UK) Limited in 2010 and undertake the role of a Para-Planner supporting the Advice side of our activities. This primarily consists of investment and provider research and analysis, and as such a detailed understanding of industry offerings is essential. I have been in the Financial Services industry for 35 years commencing my career with a major high street bank where I spent 17 years, through to running an Independent Financial Advice practice. I have considerable knowledge and experience within different aspects of Financial Services, and this enables me to provide a high level of service to both existing and new clients via my support to the Financial Advisor Team.
I have been providing Paraplanning services at Jalapeno (UK) Limited for nearly 10 years. My role consists of conducting research and analysis of the marketplace and the many offerings which exist. This is in sole support of the Advice and recommendations the team deliver to our clients. Using my significant experience, and the many software systems we have within the firm, I provide a report writing service, covering the following areas of advice:-
- All aspects of retirement and drawdown analysis and modelling
- New pension consolidation comparisons
- Defined contribution pension transfers analysis
- Reports on the Annuity market
- Investments including Onshore and Offshore bonds, OEICs/Unit Trusts, NISAs, Structured Products, AIM investments
I hold the Diploma in Financial Planning. Outside of work, I am kept very busy with family life and I enjoy going to the theatre, spa trips, days out, and spending time with friends and family.
Liz Moore DipFA
I have worked in Financial Services in a variety of roles since 1983. I found my niche in paraplanning in 2004 and having previously been an Advisor, I feel this is invaluable giving me a more rounded perspective when completing product research, analysis and report writing. I always strive to increase my personal knowledge of investments and particularly the ever-changing pension sector in order to carry out my role to the very best of my ability.
My philosophy on life is to treat others as you would expect to be treated yourself, and in my spare time I enjoy socialising, keeping fit and walking the dog, sometimes all three together!